Are you looking for a quick and easy way to get a loan without having to worry about your credit score? Pheabs is a state-licensed direct lender in California that offers hassle-free cash advances. We accept all credit histories, so even if you have a bad credit score, you can still apply for a payday loan with us. At Pheabs, we understand that traditional loans can take weeks to get approved and require a good credit score. That's why we offer online payday loans that allow you to apply even with bad credit.
Our lenders consider several other factors, such as your income, employment, and other recent payments that you could have made on time. If you're looking for 1-hour payday loans, you can apply on Monday at 11 p.m. and expect the cash to reflect in your bank account by Tuesday at 2 p.m. We also provide loans without a credit check, but keep in mind that a credit check is usually performed for all customers.
It's important to note that states without limitation laws or loans made by lenders that are not subject to limiting laws could be more expensive than loans that are governed by limit laws. The California government provides a free tool to check if a payday lender has a valid and active state license. When taking out short-term lending alternatives, it's important to be aware of the risks associated with them and any local laws and state applicable to short-term loans in your state. Other factors also come into play, including your residence (homeowners are often preferred), age and whether you also have other similar loans open.
These charges are unique per loan and do not change throughout the loan unless a payment is made; then a product return fee may apply. Consumers who have credit problems or who are in debt should seek professional debt and credit counseling. If you're looking for loans for bad credit, there are options available to people who don't have much time to fix their credit in order to borrow money at low rates. Borrowers can choose from flexible loan options that allow you to customize the amount and term of your loan. Celine Jesza Afana is a finance writer at Ipass, an online leader in payday loan companies offering fast, easy and secure online payday loans to its customers. Just make sure the online lender indicates that it prequalifies borrowers without affecting their rating. NOT A LENDER NOTICE The operator of this website is NOT a lender, it does not offer loans or negotiate loans online to lenders.